Senior Loss Adjuster (Visa Sponsorship Available)

About the Company

Lincoln Financial Group, founded in Fort Wayne, Indiana, is a Fortune 500 company providing a diverse range of financial services and solutions. With a rich history spanning over a century, we are dedicated to helping Americans achieve financial security through life insurance, annuities, retirement plan services, and group protection. We foster a culture of integrity, innovation, and client-centricity, empowering our employees to make a meaningful impact.

Job Description

We are seeking a highly experienced and dedicated Senior Loss Adjuster to join our dynamic team in Fort Wayne, Indiana. This critical role involves investigating, evaluating, and settling complex insurance claims, ensuring fair and accurate resolution for our policyholders. The ideal candidate will possess a strong understanding of property and casualty insurance principles, excellent negotiation skills, and a commitment to exceptional customer service. This position offers visa sponsorship for qualified international candidates, reflecting our commitment to a diverse and global workforce.

Key Responsibilities

• Conduct thorough investigations of complex property and casualty insurance claims, including site visits, interviews, and evidence collection.
• Analyze policy coverages, determine liability, and estimate repair or replacement costs.
• Negotiate settlements with policyholders, contractors, and other involved parties.
• Prepare detailed reports, document findings, and maintain accurate claim files in compliance with company and regulatory standards.
• Collaborate with legal counsel, underwriters, and other internal departments as needed.
• Provide exceptional customer service, keeping policyholders informed throughout the claims process.
• Stay updated on industry trends, regulations, and best practices in loss adjusting.
• Mentor junior adjusters and contribute to team knowledge sharing initiatives.

Required Skills

• Minimum 5 years of experience as a Loss Adjuster, preferably in property and casualty insurance.
• Proven track record of managing complex claim portfolios and achieving positive outcomes.
• Excellent written and verbal communication skills.
• Strong analytical and problem-solving abilities.
• Proficiency in claims management software and Microsoft Office Suite.
• Ability to work independently and manage multiple priorities effectively.
• Valid driver's license and willingness to travel extensively for field investigations.
• Demonstrated ability to negotiate and resolve conflicts professionally.

Preferred Qualifications

• Bachelor's degree in Business, Finance, Insurance, or a related field.
• Professional certifications such as AIC (Associate in Claims) or CPCU (Chartered Property Casualty Underwriter).
• Experience with commercial property claims.
• Fluency in additional languages.

Perks & Benefits

• Comprehensive health, dental, and vision insurance plans.
• 401(k) with company match.
• Generous paid time off and holidays.
• Tuition reimbursement and professional development opportunities.
• Life and disability insurance.
• Employee assistance program.
• Relocation assistance and visa sponsorship for eligible candidates.
• Fitness and wellness programs.

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