About the Company
State Farm is a leading insurance provider committed to helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams. We protect what matters most with a wide range of insurance products and financial services, delivered by a dedicated team of professionals who live and work in the communities we serve. Our commitment to our customers and employees is at the heart of everything we do.
Job Description
We are seeking a highly analytical and detail-oriented Insurance Underwriter to join our dynamic team in Tucson, Arizona. This role is crucial in assessing risk, determining policy terms, and ensuring profitability while maintaining customer satisfaction. We welcome international applicants and offer visa sponsorship for qualified candidates. The ideal candidate will possess a strong understanding of insurance principles, excellent decision-making skills, and the ability to work collaboratively in a fast-paced environment.
Key Responsibilities
- Evaluate insurance applications, proposals, and renewals to determine risk acceptability.
- Analyze financial information, medical records, and other data to assess risk and make underwriting decisions.
- Develop and maintain strong relationships with agents and brokers, providing clear and concise communication regarding underwriting decisions and guidelines.
- Ensure compliance with all regulatory requirements and company underwriting policies.
- Collaborate with sales, claims, and actuarial departments to achieve business objectives.
- Monitor policy performance and recommend adjustments to underwriting guidelines as needed.
- Assist in the training and development of less experienced underwriting staff.
- Handle complex or unusual cases, escalating to senior management when necessary.
Required Skills
- Minimum 3 years of experience in insurance underwriting.
- Strong analytical and critical thinking skills.
- Excellent written and verbal communication abilities.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
- Ability to interpret and apply complex policy terms and conditions.
- Demonstrated ability to make sound decisions under pressure.
- Bachelor's degree in Business, Finance, Economics, or a related field.
Preferred Qualifications
- Professional insurance designations (e.g., CPCU, AINS, AU).
- Experience with various lines of insurance (e.g., property, casualty, life, health).
- Familiarity with risk assessment software and tools.
- Multilingual abilities, a plus.
Perks & Benefits
- Comprehensive health, dental, and vision insurance.
- Generous paid time off and holidays.
- 401(k) retirement plan with company match.
- Tuition reimbursement and professional development opportunities.
- Life and disability insurance.
- Employee assistance program.
- Visa sponsorship for eligible international candidates.
- Wellness programs and resources.
How to Apply
Interested candidates are invited to submit their application by clicking the "Apply Now" button below. To ensure your application is considered, please include the following:
- A current resume
- A cover letter outlining your suitability for the role and your motivation for applying.
We review applications on a rolling basis and will contact shortlisted candidates for an interview.
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