Financial Examiner

About the Company

Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. With a presence in over 35 countries, the company is committed to making financial lives better through the power of every connection. Headquartered in Charlotte, NC, Bank of America is dedicated to fostering a diverse and inclusive environment where every employee can thrive.

Job Description

As a Financial Examiner at Bank of America, you will play a critical role in maintaining the integrity and stability of our financial operations and compliance. You will be responsible for conducting thorough examinations of financial institutions, assessing their compliance with laws, regulations, and internal policies, and identifying potential risks. This role requires a keen eye for detail, strong analytical skills, and a comprehensive understanding of financial markets and regulatory frameworks. You will work within a dynamic team to ensure that Bank of America upholds the highest standards of financial conduct and protects both the institution and its clients.

Key Responsibilities

• Conduct comprehensive financial examinations and risk assessments of business units and operations.
• Analyze financial statements, reports, and other data to identify trends, discrepancies, and potential areas of concern.
• Evaluate compliance with federal and state banking laws, regulations (e.g., BSA/AML, Dodd-Frank), and internal policies.
• Prepare detailed examination reports, including findings, conclusions, and recommendations for corrective action.
• Communicate examination results and recommendations to management and relevant stakeholders.
• Collaborate with internal audit, legal, and compliance teams to address identified issues.
• Stay abreast of changes in financial regulations, industry best practices, and emerging risks.
• Provide guidance and support on regulatory matters to various business lines.

Required Skills

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in financial examination, auditing, regulatory compliance, or risk management within the financial services industry.
• Strong understanding of banking laws, regulations, and financial products.
• Excellent analytical, problem-solving, and critical thinking abilities.
• Proficiency in financial analysis tools and Microsoft Office Suite (Excel, Word, PowerPoint).
• Exceptional written and verbal communication skills.
• Ability to work independently and as part of a team.

Preferred Qualifications

• Master's degree or professional certifications (e.g., CPA, CAMS, FRM, CFA).
• Experience with regulatory agencies (e.g., OCC, Federal Reserve, FDIC).
• Familiarity with data analytics tools and software.
• Prior experience in a large, complex financial institution.

Perks & Benefits

• Comprehensive health, dental, and vision insurance plans.
• 401(k) retirement plan with company match.
• Generous paid time off, including holidays and vacation.
• Tuition reimbursement and professional development opportunities.
• Employee assistance programs.
• On-site fitness centers and wellness programs.
• Flexible spending accounts.
• Employee stock purchase program.
• Discount programs for various services and products.

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